According to the auto insurance law of Colorado the person which has caused accident bears the responsibility for losses and damages. Also the law demands that each driver in Colorado had auto insurance. There are two types of obligatory auto insurance.
The responsibility for damage of the property pays for physical damage of the car as a result damage on fault of the driver. This scope provides indemnification for the physical injuries received at collision. Each driver should have the auto insurance of a civil liability for a physical injury in the sum 25 000$.
The person which has caused accident in Colorado responsible for all damages connected with accident. If your relative dies as a result of the accident caused by other driver, you have the right to receive indemnification for medical charges, funeral, mental cruelty connected with accident.
In Colorado there is a system of infringement of legitimate rights. Thus you are responsible for damages which you cause as a result of accident. Norms of auto insurance in Colorado are certain proceeding from a habit of the driver to enter the car. Minimal indemnification for a physical injury of one person makes 25 000 $, 50 000 $ - for all and for damage of a private property of the affected party as a result of accident 15 000 $. The auto insurance agent is considered also with your way of life and the marital status. Married people and people which have a permanent job in current of long time pay less for the auto insurance.
Auto insurance agent defines norms of insurance proceeding from your personal data. At drawing up of the contract the agent considers following aspects such as age of the driver, area in which you live, type of a vehicle.
The auto insurance law of Colorado demands that all owners the car have received the auto insurance of a civil liability that innocent people were confident that will receive indemnification for the put traumas and a material damage.